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Terms and Conditions

Please read these terms carefully before using our services

Last Updated: February 22, 2026

Table of Contents

  • 1. Acceptance of Terms
  • 2. Description of Services
  • 3. User Accounts
  • 4. DPR Purchases
  • 5. Payments and Refunds
  • 6. Intellectual Property
  • 7. User Obligations
  • 8. Prohibited Activities
  • 9. Privacy Policy
  • 10. Disclaimers
  • 11. Limitation of Liability
  • 12. Indemnification
  • 13. Termination
  • 14. Governing Law
  • 15. Changes to Terms
  • 16. Contact Information

1. Acceptance of Terms

Welcome to Sri Yojana Services. By accessing or using our website, mobile applications, and services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Services.

These Terms constitute a legally binding agreement between you ("User," "You," or "Your") and Sri Yojana Services ("Company," "We," "Us," or "Our"). By creating an account, making a purchase, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Description of Services

Sri Yojana Services provides the following services:

  • DPR Preparation: Professional Detailed Project Reports for bank loans, government schemes, and project funding.
  • Loan Guidance: Assistance with PMEGP, MSME, MUDRA, and other business loan applications.
  • Government Scheme Advisory: Guidance on eligibility and application for various government schemes.
  • Digital Solutions: Website development, digital marketing, and online compliance services.
  • Consultancy Services: Business planning, financial analysis, and project feasibility studies.

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without prior notice.

3. User Accounts

To access certain features of our Services, you may need to create an account. You are responsible for:

  • Providing accurate and complete information during registration
  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

4. DPR Purchases

4.1 Readymade DPRs

Readymade DPRs are pre-prepared project reports that can be downloaded immediately after purchase. These are provided "as-is" and may require customization based on your specific requirements.

4.2 Customized DPRs

Customized DPRs are prepared specifically for your project based on the information you provide. The process includes:

  • Submission of project details through our requirement form
  • Review and analysis by our experts
  • Preparation of draft DPR
  • Revisions based on your feedback
  • Final delivery of customized DPR

4.3 Delivery Timeline

Readymade DPRs: Instant download after payment
Customized DPRs: 3-7 business days, depending on project complexity

5. Payments and Refunds

5.1 Pricing

All prices are listed in Indian Rupees (₹) and are inclusive of applicable taxes unless stated otherwise. We reserve the right to modify prices at any time.

5.2 Payment Methods

We accept payments through:

  • Credit/Debit Cards
  • UPI (Google Pay, PhonePe, Paytm)
  • Net Banking
  • Bank Transfer

5.3 Refund Policy

Readymade DPRs: Due to the digital nature of our products, readymade DPRs are non-refundable once downloaded. Please review the sample before purchase.

Customized DPRs: Customized DPRs are non-refundable once work has begun. However, if we fail to deliver within the committed timeline, you may be eligible for a partial refund.

Cancellation: You may cancel a customized DPR order within 24 hours of payment for a full refund, provided work has not commenced.

6. Intellectual Property Rights

All content on our website, including but not limited to text, graphics, logos, images, software, and DPRs, is the property of Sri Yojana Services or its content suppliers and is protected by Indian and international copyright laws.

6.1 License to Use

Upon purchase, you are granted a non-exclusive, non-transferable license to use the DPR for your personal business purposes. You may not:

  • Resell, redistribute, or share the DPR with third parties
  • Modify and claim as your own work
  • Use the DPR for commercial purposes other than your own business
  • Remove any copyright notices from the DPR

7. User Obligations

You agree to:

  • Provide accurate and truthful information when using our Services
  • Use our Services only for lawful purposes
  • Comply with all applicable laws and regulations
  • Respect the intellectual property rights of others
  • Not interfere with the proper functioning of our Services

8. Prohibited Activities

You are prohibited from:

  • Using our Services for any illegal purpose
  • Attempting to gain unauthorized access to our systems
  • Uploading malicious code or viruses
  • Engaging in any activity that disrupts our Services
  • Impersonating any person or entity
  • Harvesting user information without consent

9. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our Services, you consent to our privacy practices as described in the Privacy Policy.

10. Disclaimers

No Guarantee of Loan Approval: While our DPRs are prepared as per bank standards, we do not guarantee loan approval. Final approval is at the discretion of the financial institution.

Accuracy of Information: We strive to provide accurate information, but we do not warrant that our Services will be error-free or that any defects will be corrected.

Third-Party Links: Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites.

"As Is" Basis: Our Services are provided on an "as is" and "as available" basis without warranties of any kind.

11. Limitation of Liability

To the maximum extent permitted by law, Sri Yojana Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use our Services
  • Any conduct or content of any third party
  • Unauthorized access to your data
  • Any other matter relating to our Services

12. Indemnification

You agree to indemnify, defend, and hold harmless Sri Yojana Services, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our Services or violation of these Terms.

13. Termination

We may terminate or suspend your account and access to our Services immediately, without prior notice, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of these Terms which by their nature should survive termination shall survive termination.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Nellore, Andhra Pradesh.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website. Your continued use of our Services after such modifications constitutes your acceptance of the revised Terms.

16. Contact Information

If you have any questions about these Terms, please contact us at:

  • Sri Yojana Services
  • Nellore City, Andhra Pradesh, India
  • +91 90000 00000
  • info@sriyojanaservices.com
  • www.sriyojanaservices.com

Last Updated: February 22, 2026

© 2026 Sri Yojana Services. All Rights Reserved.

Empowering rural and urban entrepreneurs through professional consultancy and digital innovation.

  • +91 9182118511
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    Sunday: CLOSED

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