Frequently Asked Questions

Sri Yojana is a unified, user-friendly digital support platform designed to assist micro, small, and medium enterprises (MSMEs) and rural entrepreneurs in India. We simplify complex government schemes, match you with capital and credit subsidy options, provide bank-compliant Detailed Project Reports (DPRs), and connect you with expert district advisors.

Any prospective or existing micro-business owner, farmer, woman entrepreneur, rural artisan, or small business scale-up seeking commercial bank funding, state/central subsidies (like PMEGP or Mudra), or professional project reports can benefit from our simplified guides, calculators, and templates.

A DPR (Detailed Project Report) is a bank-compliant document containing comprehensive project specifications, machinery catalogs, raw materials supply, and 5-year compounded financial projections (including Balance Sheets, Profit & Loss Ledgers, Cash Flows, DSCR ratios, and Break-Even analyses). Banks require a certified DPR to process MSME commercial loans.

Yes! All ready-made DPR templates in our marketplace are compiled by certified chartered accountants and retired banking nodal officers. They strictly conform to standard banking formats required under central mudra and PMEGP subsidy loan frameworks.

Absolutely! If your project demands specialized machinery configurations or distinct regional scales, you can use our "Order Custom Plan" portal to submit your parameters. Our professional consultants will draft a bespoke, certified bankable plan tailored to your specifications.

You can use our interactive "AI Support Matcher" tool. Simply input your business type, investment scale, social demographic, and location. Our database rules engine automatically scans active state and central support schemes (e.g. MUDRA, PMEGP, Stand-Up India) to identify matching grant programs and subsidy reservations.

The MUDRA scheme provides collateral-free retail credits up to ₹10 Lakhs under Shishu, Kishor, and Tarun bands. The PMEGP (Prime Minister's Employment Generation Programme) is a credit-linked subsidy scheme offering up to 35% capital subsidies for manufacturing projects up to ₹50 Lakhs and services up to ₹20 Lakhs.

Yes. All payments on the Sri Yojana platform are processed securely via the industry-standard Razorpay standard gateway, protected by AES-256 standard encryption keys. We never store your debit/credit card pins or UPI details on our servers.

Because marketplace DPR templates are instantly downloadable digital assets, they are generally non-refundable once unlocked. However, custom consultative advisor plans can be cancelled for a pro-rata refund based on completed milestones. For details, please review our comprehensive Refund Policy page.