SHE-Mart & Lakhpati Didi (Budget 2026-27)
Ministry of Rural Development All Sectors GOVERNMENT SUPPORT ACTIVE

SHE-Mart & Lakhpati Didi (Budget 2026-27)

(Ministry of Rural Development)
Primary Benefit

District-Level Retail Outlets for Women SHGs; Lakhpati Income Support

<p>Rural women entrepreneurs in animal husbandry and agri-processing.</p>

Dynamic Subsidy Scaling Matrices

Under the official guidelines of this scheme, final margin money subsidies scale dynamically based on your gender, region of business setup, and social categories. Below is the detailed rate catalog:

Gender-Based Subsidy
Men 0%
Women 100%
Regional Demographics
Rural 100%
Urban 0%
Hill Areas 100%
Caste / Social Groups
SC Group 100%
ST Group 100%
OBC Group 100%
General 100%

Benefits Details

  • SHE-Mart: district-level retail outlets exclusively for women SHG products
  • Lakhpati Didi: skilling and market access for annual income exceeding Rs.1 lakh
  • Transition from subsistence to high-value economic roles
  • Drone Didi, NutriFarm Didi, and other specialized programs
  • Backward and forward market linkages for SHG products

Who can apply?

Any individual meeting the following guidelines is eligible for applying under this scheme:

Target Beneficiary Eligibility Criteria
Age Limit Min Age: 18 years old. No upper age limits.
Target Gender Suitable for Female category of applicants.
Men: 0% Women: 100%
Category Required Women SHG members — DAY-NRLM registered
SC: 100% ST: 100% OBC: 100% General: 100%
Location Cover Rural Areas.
Rural: 100% Urban: 0% Hill Areas: 100%
State Cover Applicable across all states of India.

Application Workflow Process

  • Enroll with Block Resource Centre (BRC) under DAY-NRLM
  • SHG members participate in skill and livelihood programs
  • Products registered on SHE-Mart platform
  • Income tracking and Lakhpati certification
  • Access to credit linkage, market, and buyer connect
1
Online Submission

Submit your promoter profile and bank-ready DPR details on the official nodal portal.

2
Nodal Review

Department agency verifies your details and forwards recommendation to local banks.

3
Bank Sanction

Bank evaluates credit feasibility and sanctions the term loan and working capital.

4
Subsidy Release

Nodal agency releases capital margin money subsidy to a TDR block accounts.

Required Documents Checklist

Keep the following digital copies ready before filling out the online application form:

  • SHG registration certificate
  • Aadhaar of SHG members
  • SHG bank account details
  • DAY-NRLM / NRLM affiliation proof
  • Product catalogue (for SHE-Mart registration)

Frequently Asked Questions

No. Government support programs are strictly intended for setting up **new** micro enterprises and commercial expansions. Existing units availing of other programs are not eligible.

The program offers margin capital subsidy. However, bank credit interest schedules will be charged at standard commercial base lending rates unless supplemented by state interest refund policies.

The Entrepreneurship Development Programme (EDP) training course is mandatory for all subsidy releases and takes around 5 to 10 days depending on the project investment scale.
Quick Info
Ministry Ministry of Rural Development
Category All Sectors
Max Subsidy 100%
Status Active
Need Help?

Contact your local District Industries Centre (DIC) or Sri Yojana support desk for guidance and project filing support.

Request Guidance
Tags
she-mart-lakhpati-didi-budget-2026-27 subsidy micro-enterprise