Agriculture Infrastructure Fund (AIF)
Ministry of Agriculture / NABARD Agriculture GOVERNMENT SUPPORT ACTIVE

Agriculture Infrastructure Fund (AIF)

(Ministry of Agriculture / NABARD)
Primary Benefit

3% interest subvention on loans up to Rs.2 Crore

Post-harvest infrastructure — cold storage, warehouses, sorting units, primary processing.

Dynamic Subsidy Scaling Matrices

Under the official guidelines of this scheme, final margin money subsidies scale dynamically based on your gender, region of business setup, and social categories. Below is the detailed rate catalog:

Gender-Based Subsidy
Men 3%
Women 3%
Regional Demographics
Rural 3%
Urban 3%
Hill Areas 3%
Caste / Social Groups
SC Group 3%
ST Group 3%
OBC Group 3%
General 3%

Benefits Details

  • 3% interest subvention on eligible loans
  • Loans up to Rs.2 Crore for post-harvest infrastructure
  • Covers cold storage, warehouses, sorting & grading units
  • Primary processing units eligible
  • Support through NABARD regional offices

Who can apply?

Any individual meeting the following guidelines is eligible for applying under this scheme:

Target Beneficiary Eligibility Criteria
Age Limit Min Age: 18 years old. No upper age limits.
Target Gender Suitable for Any category of applicants.
Men: 3% Women: 3%
Category Required Farmers, FPOs, Agri-entrepreneurs, SHGs, JLGs
SC: 3% ST: 3% OBC: 3% General: 3%
Location Cover Any Areas.
Rural: 3% Urban: 3% Hill Areas: 3%
State Cover Applicable across all states of India.

Application Workflow Process

  • Visit agriinfra.dac.gov.in portal
  • Register and fill application form
  • Upload DPR and required documents
  • Forwarded to NABARD / bank for appraisal
  • Loan sanctioned with subvention benefit
1
Online Submission

Submit your promoter profile and bank-ready DPR details on the official nodal portal.

2
Nodal Review

Department agency verifies your details and forwards recommendation to local banks.

3
Bank Sanction

Bank evaluates credit feasibility and sanctions the term loan and working capital.

4
Subsidy Release

Nodal agency releases capital margin money subsidy to a TDR block accounts.

Required Documents Checklist

Keep the following digital copies ready before filling out the online application form:

  • Aadhaar Card
  • PAN Card
  • Project Report / DPR
  • Land Records / Lease Agreement
  • Bank Passbook / Cancelled Cheque
  • Udyam Registration (if applicable)

Frequently Asked Questions

No. Government support programs are strictly intended for setting up **new** micro enterprises and commercial expansions. Existing units availing of other programs are not eligible.

The program offers margin capital subsidy. However, bank credit interest schedules will be charged at standard commercial base lending rates unless supplemented by state interest refund policies.

The Entrepreneurship Development Programme (EDP) training course is mandatory for all subsidy releases and takes around 5 to 10 days depending on the project investment scale.
Quick Info
Ministry Ministry of Agriculture / NABARD
Category Agriculture
Max Subsidy 3%
Max Amount ₹20,000,000
Status Active
Need Help?

Contact your local District Industries Centre (DIC) or Sri Yojana support desk for guidance and project filing support.

Request Guidance
Tags
agriculture-infrastructure-fund-aif subsidy micro-enterprise